Dave Ramsey famous quotes

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.
-- Dave Ramsey

#Decision #Debt

When we're dealing with money in relationships, when we're dealing with money in our personal lives, when we're dealing with money in our families, the flow of money in a family represents the value system under which that family operates.
-- Dave Ramsey

#Flow #Our Family #Personal Life

Pray like it all depends on God, but work like it all depends on you.
-- Dave Ramsey

#Praying

Debt gives you the ability to look like you’re winning when you’re not.
-- Dave Ramsey

#Winning #Giving #Looks

One definition of maturity is learning to delay pleasure.
-- Dave Ramsey

#Maturity #Delay #Definitions

Earning a lot of money is not the key to prosperity. How you handle it is.
-- Dave Ramsey

#Keys #Earning #Prosperity

A budget is telling your money where to go instead of wondering where it went.
-- Dave Ramsey

#Money #Powerful #Wonder

Adults devise a plan and follow it, children do what feels good.
-- Dave Ramsey

#Children #Feel Good #Adults

The WORST thing you can do in this economy is get a second job! The BEST thing you can do is begin a home-based business!
-- Dave Ramsey

#Jobs #Home #Economy

If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.
-- Dave Ramsey

#Cutting #Government #Years

Ideas are a dime a dozen. People who execute them are not.
-- Dave Ramsey

#Ideas #People #Dimes

Fear is the enemy of hope.
-- Dave Ramsey

#Enemy

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.
-- Dave Ramsey

#Your Future #Backbone #Grows

Poor is a state of mind. Broke is, 'I'm just passing through.'
-- Dave Ramsey

#Mind #Poor #Broke

Money... is like a beautiful thoroughbred horse - very powerful & always in action, but unless this horse is trained when very young, it will be an out-of-control & dangerous animal when it grows to maturity.
-- Dave Ramsey

#Beautiful #Horse #Money

Too many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
-- Dave Ramsey

#Jobs #Play #People

Success is a pile of failure that you are standing on.
-- Dave Ramsey

#Insightful #Standing

I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.
-- Dave Ramsey

#Morning #Character #Responsibility

Debt is normal. Be weird.
-- Dave Ramsey

#Debt #Normal

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.
-- Dave Ramsey

#Pain #People #Painful

Outrageous generosity is a character quality of people who win with money.
-- Dave Ramsey

#Character #Winning #People

Your priorities, passions, goals, and fears are shown clearly in the flow of your money.
-- Dave Ramsey

#Passion #Goal #Priorities

You can't be in debt and win. It doesn't work.
-- Dave Ramsey

#Winning #Debt

Be intense, passionate, and fired up, but about things that matter, things that change your life and your legacy.
-- Dave Ramsey

#Legacy #Passionate #Matter

You can't work three hours a week and make $100,000. Get rich quick doesn't work. Crock pot mentality always defeats microwave mentality!
-- Dave Ramsey

#Three #Defeat #Rich

If you will live like no one else, later you can live like no one else.
-- Dave Ramsey

Every person falls down at some point. Successful people choose to get back up!
-- Dave Ramsey

#Fall #Successful #People

Remember, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.
-- Dave Ramsey

#Jesus #Way #Financial

You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.
-- Dave Ramsey

#Goal #Sound #Different

You must plan your work and then work your plan.
-- Dave Ramsey

#Plans

Making mistakes and learning from them is crucial to winning.
-- Dave Ramsey

#Mistake #Winning #Making Mistakes

Goals convert vision into ENERGY.
-- Dave Ramsey

#Goal #Vision #Energy

Leading a family is the hardest job a man can ever have.
-- Dave Ramsey

#Jobs #Men #Fatherhood

How you handle or mishandle your money tells us who you are and, more important, it tells YOU who you are. Your priorities, passions, goals, and fears are shown clearly in the flow of your money. Your value system, or lack of one causes money to flow around you, passed you, or to you. When money is in your possession, what you do with it screams loudly who you are.
-- Dave Ramsey

#Passion #Goal #Priorities

We buy things we don't need with money we don't have to impress people we don't like.
-- Dave Ramsey

#Happiness #Being Yourself #People

Goals are visions and dreams with work clothes on.
-- Dave Ramsey

#Dream #Clothes #Goal

Nothing happens without focus. Don't try to do everything at once. Take it one step at a time.
-- Dave Ramsey

#Focus #Trying #Steps

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
-- Dave Ramsey

#Teacher #Real #Heart

I think the lie we've told people in the marketplace is that a degree gets you a job. A degree doesn't get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.
-- Dave Ramsey

#Jobs #Lying #Eye

Debt is dumb. Cash is king.
-- Dave Ramsey

#Kings #Dumb #Debt

When you create a basic budget and stick to it, it will suddenly seem like you have more money.
-- Dave Ramsey

#Sticks #Like You #More Money

You must gain control over your money or the lack of it will forever control you.
-- Dave Ramsey

#Money #Forever #Gains

If you will make the sacrifices now that most people aren't willing to make, later on you will be able to live as those folks will never be able to live.
-- Dave Ramsey

#Sacrifice #People #Able

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.
-- Dave Ramsey

#Money #Winning #Giving

Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
-- Dave Ramsey

#Car #House #Would Be

The average millionaire can't tell you who got thrown off the island last night.
-- Dave Ramsey

#Success #Night #Islands

I believe that through knowledge and discipline, financial peace is possible for all of us.
-- Dave Ramsey

#Believe #Discipline #I Believe

Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!
-- Dave Ramsey

#Ladders #May #Realizing

Work is a surefire money-making scheme.
-- Dave Ramsey

#Making Money #Schemes

More wealth doesn't fix your life. More wealth makes you more of what you already are.
-- Dave Ramsey

#Wealth